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SCJE · SPANISH TRAFFIC COMPENSATION SCALE 2026Traffic accident compensation calculator
Official scale amounts as updated by the DGSFP Resolution of 3 February 2026 (a 2.9 % increase): temporary injuries, permanent sequelae and death
What it calculates and what it does not. These tools apply the official amounts of the assessment system of Act 35/2015, updated for 2026 by the Directorate-General for Insurance and Pension Funds. They calculate the basic personal harm of each heading. The final compensation for a claim also includes particular personal harms, the cost of medical care, loss of earnings and, where applicable, the interest under article 20 of the Insurance Contract Act. The calculation runs in your browser and no data is sent or stored.
TOOLS2026 scale calculators
1. Temporary injuries (days of incapacity)
Tables 3.A and 3.B of the scale, official 2026 amounts. Enter the days of each type of harm and the number of surgical operations.
Enter the days and press Calculate.
2. Permanent sequelae (points and age)
Table 2.A.2, 2026 financial scale. It applies the basic personal harm for sequelae according to the points awarded and the age of the injured party on the date of the accident.
Enter points and age.
3. Death (basic personal harm)
Table 1.A of the 2026 scale. It calculates the basic compensation of each injured party. It does not include the particular harms of table 1.B nor the loss of earnings of table 1.C.
Select the relationship.
CONTEXTHow the Spanish traffic compensation scale works
The damage assessment system of Act 35/2015 distinguishes three main heads of compensation, each with its own tables. The temporary injuries head compensates the period running from the accident until the injuries stabilise, with four degrees of intensity and an additional sum for each surgical operation. The sequelae head compensates the harm that remains once the injuries have stabilised, assessed in points by a forensic physician or an expert and cross-referenced with the age of the injured party: the younger the person, the higher the compensation, because the harm will accompany the victim for longer. The death head affords compensation to each category of injured party, with the particularity that the categories are not mutually exclusive.
The amounts are updated every 1 January in accordance with article 49.1 of the consolidated text of the Act on civil liability and insurance in the circulation of motor vehicles. For 2026 the update was 2.9 %, corresponding to the variation in the consumer price index for 2025 published by the National Statistics Institute, and it is set out in the DGSFP Resolution of 3 February 2026.
Three practical cautions should be borne in mind. First: where several sequelae concur, their points are not added arithmetically; the formula of article 98 applies instead. Second: aesthetic harm is assessed autonomously and added to the psychophysical harm. Third: the reasoned offer sent by the insurer is usually below the valuation resulting from an opposing expert report, so that accepting the first proposal is rarely the best decision.
SCJE · ALICANTE AND MADRIDHas the insurer made you a reasoned offer?
Statutory basis of this subject
Text in force according to the consolidated version of the Spanish Official State Gazette, with the constituent elements of the offence and the applicable lines of defence.
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Frequently asked questions
Which amounts does this calculator apply?
The official amounts of the assessment system of Act 35/2015, updated for 2026 by the Directorate-General for Insurance and Pension Funds.
Does the result amount to the final compensation for the claim?
No. The tool calculates the basic personal harm of each heading. The final compensation also includes the particular personal harms, the cost of medical care, the loss of earnings and, where applicable, the interest under article 20 of the Insurance Contract Act.
Which tables of the scale does it use for temporary injuries?
Tables 3.A and 3.B of the scale, with the official 2026 amounts, distinguishing very serious, serious, moderate and basic harm, together with surgical operations.
Is the data entered stored?
No. The calculation runs in your browser and no data is sent or stored.
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